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going cool turkey on the Credit Cards

September 5th, 2006 at 06:29 pm


After an expensive month and the first credit card bill that I can't afford straight out of the checking account, we're going cool turkey on the Credit Cards.

I'd like to go cold turkey and freeze those suckers, but my husband pointed out that we get 5% back on all gasoline purchases if we match the value with other purchases. So the decision is to put all fuel and grocery purchases on the AAA card, since those purchases have been steady for the past six months I hope they won't creep with credit usage.

I did pay the balance in full on the card, but had to draw from the backup savings moneymarket account, which I am loathe to do. So, until the backup is fullup, no credit!